Essentials
$335inc GST
- Rings$2,000
WEDDING RING COVER
Are your wedding rings covered?
The rings are often the most personal part of the day. Cover is there for repair or a full-value replacement if they're lost or damaged, with no deduction for wear.
The short answer
What happens if the rings are lost or damaged?
Yes. Wedding Insurance AU includes cover for repair or replacement if the rings are lost, stolen, or damaged during the wedding or the seven days before it. Replacement is at full value, with no deduction for depreciation. Cover runs from $2,000 on Essentials to $20,000 on Premier.
Cover clarity
What's actually covered?
Loss or damage
Repair, or a full-value replacement where repair isn't possible or economical.
No deduction for wear
Replacement is at full value, with no deduction for depreciation.
The cover window
During the wedding, or the seven days immediately before it.
In safe hands
While in the possession of either partner, an attendant, or an immediate family member.
What happens if the rings are lost or damaged?
Yes. Wedding Insurance AU includes cover for repair or replacement if the rings are lost, stolen, or damaged during the wedding or the seven days before it.
Cover options
Choose the cover that fits your day
Rings limit shown per level. Tap a level to start your quote.
Classic
$525inc GST
- Rings$5,000
Signature
$855inc GST
- Rings$10,000
Premier
$1,285inc GST
- Rings$20,000
And what isn't?
Not covered:
- Theft not reported to the police as soon as reasonably practicable, and within fourteen days of discovering the loss.
- Theft from an unattended vehicle, unless it was locked and secured and there are visible signs of forced entry.
- Damage from wear and tear, deterioration, or any cleaning, restoration, alteration, or repair.
- Damage from atmospheric or climatic conditions, other than during the wedding itself.
- Loss or damage while the rings aren't with you, an attendant, or an immediate family member.
Questions & answers
Ring cover — common questions
Engagement rings typically need separate home contents insurance. Wedding ring cover applies around the ceremony period.
Ready when you are
Protect the money that's already gone in.
Under 3 minutes. See all four tiers against your day's total — no obligation.
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Other cover for your day
Official sources
- Moneysmart (ASIC) — general insurance basicsIndependent Australian Government guidance on insurance types, comparing cover, and understanding policy documents.
- Jewellers Association of AustraliaIndustry guidance on jewellery care and valuation
- MoneySmart (ASIC)Understanding general insurance in Australia
Cover for the rings, at full value.
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