If the wedding is cancelled or postponed for a covered reason, Wedding Insurance AU provides cover for the non-refundable money already committed. That spans a family illness, a death, a venue closing its doors, severe weather, or a supplier failing to show. Cover limits scale across the four levels. the policy lists every covered reason.

No, and it's worth being upfront about that. Cancellation cover is for events outside your control. A change of heart, or a voluntary decision not to go ahead, sits outside it. The covered reasons are set out in full in

There's cover for cancellation caused by severe weather or a natural catastrophe, for instance where it stops you or at least half your guests reaching the venue. The exception is weather already being warned about publicly when you bought. That's why buying early matters.

Rescheduling may be covered where policy conditions are met. Each claim is assessed individually against the policy.

Cover begins the day your Certificate of Insurance is issued and runs to 24 hours after the wedding. Most cancellation triggers happen in the run-up, not on the day itself, so the earlier you buy, the longer you're protected.

Notice requirements depend on the reason for cancellation and your tier.