How much is the COVID add-on?

The COVID add-on is $200 in addition to your tier premium when selected at quote.

How much does the COVID extension cost?

The COVID extension is a flat $200 add-on, applied to the tier premium at the quote stage. Cover under it runs from $3,000 on Essentials to $10,000 on Premier, with no excess.

What do I need to make a COVID claim?

For a sickness claim, a positive official test result from a recognised testing authority confirming the diagnosis. For a bereavement claim, the original death certificate confirming COVID-19 as the cause. The PDS sets out the conditions for each section.

Is COVID covered if I don't add the extension?

No. The base policy excludes COVID. Cover applies only where the additional COVID premium has been paid, as shown on your Certificate of Insurance.

How much is the COVID add-on?

The COVID add-on is $200 in addition to your tier premium when selected at quote.

How much does the COVID extension cost?

The COVID extension is a flat $200 add-on, applied to the tier premium at the quote stage. Cover under it runs from $3,000 on Essentials to $10,000 on Premier, with no excess.

What do I need to make a COVID claim?

For a sickness claim, a positive official test result from a recognised testing authority confirming the diagnosis. For a bereavement claim, the original death certificate confirming COVID-19 as the cause. The PDS sets out the conditions for each section.

Is COVID covered if I don't add the extension?

No. The base policy excludes COVID. Cover applies only where the additional COVID premium has been paid, as shown on your Certificate of Insurance.

COVID COVER (OPTIONAL)

Is COVID covered?

COVID sits outside the base policy. The optional COVID-19 extension brings it inside, covering lockdown rescheduling, sickness rescheduling, and bereavement cancellation. It's added at the quote stage.

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The short answer

Does wedding insurance cover COVID?

COVID is covered through an optional extension added at the quote stage. The extension includes cover for rescheduling due to a lockdown order, rescheduling if either partner or a relative is diagnosed within 14 days, and cancellation if either partner or a relative dies from COVID within 30 days. The base policy excludes COVID, so the extension is what brings it in. It sits in Sections 10 to 12 of the PDS, with a flat additional premium.

How it works

What does the COVID extension cover?

Lockdown rescheduling (Section 10).
If the wedding needs to be rescheduled because of a state or national lockdown order due to COVID-19.
Sickness rescheduling (Section 11).
If either partner or a relative is diagnosed with COVID-19 within 14 days of the wedding, making it inappropriate to continue. A positive official test result from a recognised testing authority is required.
Bereavement cancellation (Section 12).
If either partner or a relative dies from COVID-19 within 30 days of the wedding. The original death certificate confirming COVID-19 as the cause is required.

Cover clarity

What's covered?

Lockdown rescheduling	Cover for rescheduling due to a state or national lockdown order, up to the tier limit.
Sickness rescheduling	Cover for cancellation or rescheduling if a partner or relative is diagnosed within 14 days, with a positive official test.
Bereavement cancellation	Cover for cancellation if either partner or a relative dies from COVID-19 within 30 days, with the original death certificate.

Pricing

How much is covered?

Essentials

COVID add-on limit $3,000

$335

inc. GST

Get a quote

Classic

COVID add-on limit $5,000

$525

inc. GST

Get a quote

And what isn't?

Not covered:

Any COVID disruption where the optional extension hasn't been purchased. The base policy excludes COVID.
A sickness claim without a positive official test result from a recognised testing authority.
A bereavement claim without the original death certificate confirming COVID-19 as the cause.
General fear or threat of COVID-19, as opposed to the specific covered events. *Full wording: PDS, Sections 10 to 12. Every claim is assessed individually against the policy.*