What are the risks of an outdoor wedding?

Weather. A severe storm, a heatwave, a bushfire warning, or a marquee straining in the wind. If severe weather or a natural catastrophe forces a cancellation, that's a covered reason under cancellation cover, provided the weather wasn't already publicly forecast when you bought.

Yes, separately. Accidental damage to a hired marquee, staging, flooring, lighting, or furniture you're contracted for is covered under the hired-equipment section, up to the tier limit. Hired equipment cover →

A specific Plan B that fits your guests, vendors briefed on it, the Bureau of Meteorology's outlook checked for your date, and cover in place early, before any warnings are public. Weather cover →