[data-contact-form]{width:100%}[data-contact-form] .contact-tabs{gap:var(--s2);margin-bottom:var(--s6);border-bottom:1px solid var(--border-warm);padding-bottom:var(--s3);flex-wrap:wrap;display:flex}[data-contact-form] .contact-tab{appearance:none;border:1.5px solid var(--border-mid);background:var(--white);cursor:pointer;font-family:inherit;font-size:var(--text-t-base);color:var(--grey);min-height:44px;padding:var(--s2) var(--s4);border-radius:var(--r-pill);transition:background var(--dur-fast) var(--ease-out-premium), color var(--dur-fast) var(--ease-out-premium), border-color var(--dur-fast) var(--ease-out-premium);font-weight:600}[data-contact-form] .contact-tab:hover{color:var(--ink);border-color:var(--border-warm)}[data-contact-form] .contact-tab--active{background:var(--ink);border-color:var(--ink);color:var(--white)}[data-contact-form] .contact-tab:focus-visible{outline:var(--focus-ring-width) solid var(--focus-ring-color);outline-offset:var(--focus-ring-offset)}[data-contact-form] .contact-help-band{margin-bottom:var(--s6)}[data-contact-form] .contact-help-band__title{font-family:var(--font-fraunces-wi,Fraunces, serif);color:var(--ink);letter-spacing:-.02em;margin-bottom:var(--s2);font-size:clamp(1.375rem,4vw,2rem);font-weight:800}[data-contact-form] .contact-help-band__intro{font-size:var(--text-t-md);color:var(--grey);margin-bottom:var(--s4);max-width:42rem;line-height:1.7}[data-contact-form] .contact-help-grid{gap:var(--s4);grid-template-columns:1fr;display:grid}@media (min-width:640px){[data-contact-form] .contact-help-grid{grid-template-columns:repeat(3,1fr)}}[data-contact-form] .contact-help-card{gap:var(--s2);padding:var(--s5);border:1px solid var(--border);border-radius:var(--r-md);background:var(--white);color:inherit;box-shadow:var(--shadow-card-rest);transition:transform var(--dur-base) var(--ease-out-premium), box-shadow var(--dur-base) var(--ease-out-premium), border-color var(--dur-fast) var(--ease-out-premium);flex-direction:column;text-decoration:none;display:flex}[data-contact-form] .contact-help-card:hover{border-color:var(--border-warm);box-shadow:var(--shadow-card-hover);transform:translateY(-3px)}[data-contact-form] .contact-help-card__icon{border-radius:var(--r-sm);background:var(--surface-band);width:44px;height:44px;color:var(--neon-deep);justify-content:center;align-items:center;display:inline-flex}[data-contact-form] .contact-help-card__title{font-size:var(--text-t-md);color:var(--ink);font-weight:800}[data-contact-form] .contact-help-card__desc{font-size:var(--text-t-base);color:var(--grey);line-height:1.5}[data-contact-form] .contact-triage-intro{font-size:var(--text-t-md);color:var(--grey);margin-bottom:var(--s4);max-width:42rem;line-height:1.7}[data-contact-form] .contact-triage-intro strong{color:var(--ink);font-weight:700}[data-contact-form] .contact-triage-grid{gap:var(--s4);margin-bottom:var(--s6);grid-template-columns:1fr;display:grid}@media (min-width:540px){[data-contact-form] .contact-triage-grid{grid-template-columns:repeat(2,1fr)}}@media (min-width:900px){[data-contact-form] .contact-triage-grid{grid-template-columns:repeat(3,1fr)}}[data-contact-form] .contact-triage-tile{background:var(--white);border:1px solid var(--border);border-radius:var(--r-md);padding:var(--s5);cursor:pointer;box-shadow:var(--shadow-card-rest);transition:transform var(--motion-interactive), box-shadow var(--motion-interactive), border-color var(--motion-interactive), background var(--motion-interactive);gap:var(--s2);text-align:left;flex-direction:column;font-family:inherit;display:flex}[data-contact-form] .contact-triage-tile:hover{border-color:color-mix(in srgb, var(--neon-deep) 25%, var(--border));box-shadow:var(--shadow-card-hover);transform:translateY(var(--lift-interactive))}[data-contact-form] .contact-triage-tile:focus-visible{outline:var(--focus-ring-width) solid var(--focus-ring-color);outline-offset:var(--focus-ring-offset);border-color:var(--neon-deep)}[data-contact-form] .contact-triage-tile__icon{border-radius:var(--r-sm);background:var(--surface-band);width:44px;height:44px;color:var(--neon-deep);justify-content:center;align-items:center;display:inline-flex}[data-contact-form] .contact-triage-tile__title{font-weight:800;font-size:var(--text-t-md);color:var(--ink)}[data-contact-form] .contact-triage-tile__desc{font-size:var(--text-t-base);color:var(--grey);line-height:1.5}[data-contact-form] .contact-form-panel{border:1px solid var(--border);border-radius:var(--r-lg);background:var(--white);padding:var(--s6);box-shadow:var(--shadow-card-rest)}[data-contact-form] .contact-form-panel__title{color:var(--ink);letter-spacing:-.02em;font-size:clamp(1.375rem,4vw,2rem);font-weight:800;line-height:1.2}[data-contact-form] .contact-form-panel__desc{margin-top:var(--s3);font-size:var(--text-t-base);color:var(--grey);line-height:1.65}[data-contact-form] .contact-form{gap:var(--s4);width:100%;display:grid}[data-contact-form] .contact-form-grid{gap:var(--s4);display:grid}@media (min-width:480px){[data-contact-form] .contact-form-grid--two-col{grid-template-columns:1fr 1fr}}[data-contact-form] .contact-field label>span:first-child{margin-bottom:var(--s2);font-size:var(--text-t-base);color:var(--ink);font-weight:600;display:block}[data-contact-form] .contact-field__required{color:var(--pink)}[data-contact-form] .contact-field__hint-inline{margin-left:var(--s1);font-weight:500;font-size:var(--text-t-sm);color:var(--grey-light);text-transform:none;letter-spacing:0}[data-contact-form] .contact-field__hint{margin-top:var(--s1);font-size:var(--text-t-sm);color:var(--grey-light);line-height:1.5;display:block}[data-contact-form] .contact-field__error{margin-top:var(--s1);font-size:var(--text-t-sm);color:var(--danger,#a62639);font-weight:600;line-height:1.5;display:block}[data-contact-form] .contact-turnstile:not(:empty){margin-top:var(--s2)}[data-contact-form] .contact-field-input,[data-contact-form] .contact-field-select,[data-contact-form] .contact-field-textarea{width:100%;font-family:inherit;font-size:var(--text-t-md);color:var(--ink);background:var(--white);border:1.5px solid var(--border-mid);border-radius:var(--r-sm);padding:var(--s3) var(--s4);min-height:48px;transition:border-color var(--dur-fast) var(--ease-out-premium), box-shadow var(--dur-fast) var(--ease-out-premium)}[data-contact-form] .contact-field-textarea{resize:vertical;min-height:130px;line-height:1.65}[data-contact-form] .contact-field-select{appearance:none;padding-right:var(--s8);background-image:url("data:image/svg+xml,%3Csvg viewBox='0 0 16 16' fill='none' stroke='%23888' stroke-width='2' xmlns='http://www.w3.org/2000/svg'%3E%3Cpath d='M4 6l4 4 4-4'/%3E%3C/svg%3E");background-position:right 14px center;background-repeat:no-repeat;background-size:16px}[data-contact-form] .contact-field-input:focus-visible,[data-contact-form] .contact-field-select:focus-visible,[data-contact-form] .contact-field-textarea:focus-visible{outline:var(--focus-ring-width) solid var(--focus-ring-color);outline-offset:var(--focus-ring-offset);border-color:var(--neon-deep);box-shadow:0 0 0 3px var(--neon-soft)}[data-contact-form] .contact-field-input.is-error,[data-contact-form] .contact-field-select.is-error,[data-contact-form] .contact-field-textarea.is-error{border-color:var(--danger,#a62639);background:var(--danger-bg,#a626390f)}[data-contact-form] .contact-form-submit{justify-content:center;align-items:center;gap:var(--s2);min-height:52px;padding:0 var(--s6);border-radius:var(--r-pill);background:var(--neon);color:var(--ink);font-family:inherit;font-size:var(--text-t-md);cursor:pointer;box-shadow:var(--sh-neon);transition:background var(--dur-fast) var(--ease-out-premium), transform var(--dur-base) var(--ease-out-premium);border:0;flex-shrink:0;font-weight:800;display:inline-flex}[data-contact-form] .contact-form-submit:hover:not(:disabled){background:var(--neon-dark);transform:translateY(-1px)}[data-contact-form] .contact-form-submit:focus-visible{outline:var(--focus-ring-width) solid var(--focus-ring-color);outline-offset:var(--focus-ring-offset)}[data-contact-form] .contact-form-submit:disabled{opacity:.55;cursor:not-allowed;box-shadow:none}[data-contact-form] .contact-form-footer{gap:var(--s4);padding-top:var(--s2);flex-direction:column;display:flex}@media (min-width:640px){[data-contact-form] .contact-form-footer{flex-direction:row;justify-content:space-between;align-items:center}}[data-contact-form] .contact-form-error{border-radius:var(--r-sm);padding:var(--s3) var(--s4);font-size:var(--text-t-sm);color:var(--danger,#a62639);background:var(--danger-bg,#a626390f)}[data-contact-form] .contact-response-times{gap:var(--s4);margin-top:var(--s6);padding-top:var(--s6);border-top:1px solid var(--border-warm);grid-template-columns:1fr;display:grid}@media (min-width:640px){[data-contact-form] .contact-response-times{grid-template-columns:repeat(3,1fr)}}[data-contact-form] .contact-response-times__item{padding:var(--s4);border-radius:var(--r-md);background:var(--white);border:1px solid var(--border)}[data-contact-form] .contact-response-times__label{font-size:var(--text-t-sm);text-transform:uppercase;letter-spacing:.08em;color:var(--grey-light);margin-bottom:var(--s1);font-weight:800}[data-contact-form] .contact-response-times__time{font-size:var(--text-t-md);color:var(--ink);font-weight:800}[data-contact-form] .contact-response-times__note{font-size:var(--text-t-sm);color:var(--grey);margin-top:var(--s1)}[data-contact-form] .contact-complaints-intro{font-size:var(--text-t-md);color:var(--grey);margin-bottom:var(--s6);max-width:48rem;line-height:1.8}[data-contact-form] .contact-section-title{font-family:var(--font-fraunces-wi,Fraunces, serif);color:var(--ink);letter-spacing:-.02em;margin-bottom:var(--s5);font-size:clamp(1.375rem,4vw,2rem);font-weight:900}[data-contact-form] .contact-process-steps{margin-bottom:var(--s6)}[data-contact-form] .contact-afca{border:1px solid var(--border-warm);border-radius:var(--r-lg);padding:var(--s6);background:var(--neon-soft);margin-bottom:var(--s5)}[data-contact-form] .contact-afca h3{font-size:var(--text-t-lg);color:var(--ink);margin-bottom:var(--s3);font-weight:800}[data-contact-form] .contact-afca p{font-size:var(--text-t-md);color:var(--grey);margin-bottom:var(--s2);line-height:1.65}[data-contact-form] .contact-afca a{color:var(--neon-deep);text-underline-offset:3px;font-weight:600}[data-contact-form] .contact-hardship{border:1px solid var(--border-warm);border-radius:var(--r-md);padding:var(--s5);background:var(--gold-soft);margin-bottom:var(--s6)}[data-contact-form] .contact-hardship__title{font-size:var(--text-t-lg);color:var(--ink);margin-bottom:var(--s2);font-weight:800}[data-contact-form] .contact-hardship__body{font-size:var(--text-t-md);color:var(--grey);line-height:1.65}[data-contact-form] .contact-hardship__body a{color:var(--neon-deep);font-weight:600}[data-contact-form] .contact-success{text-align:center;padding:var(--s8) var(--s5)}[data-contact-form] .contact-success__icon{width:60px;height:60px;margin:0 auto var(--s4);border-radius:var(--r-pill);background:var(--neon-soft);color:var(--neon-deep);justify-content:center;align-items:center;display:inline-flex}[data-contact-form] .contact-success__title{font-size:var(--text-t-lg);color:var(--ink);font-weight:800}@media (min-width:640px){[data-contact-form] .contact-success__title{font-size:var(--text-t-xl)}}[data-contact-form] .contact-success__body{margin-top:var(--s3);font-size:var(--text-t-md);color:var(--grey);max-width:28rem;margin-inline:auto;line-height:1.75}[data-contact-form] .contact-consent{font-size:var(--text-t-sm);color:var(--grey-light);line-height:1.6}[data-contact-form] .contact-consent a{color:var(--neon-deep);text-underline-offset:3px;font-weight:600}@media (prefers-reduced-motion:reduce){[data-contact-form] .contact-help-card,[data-contact-form] .contact-triage-tile,[data-contact-form] .contact-form-submit{transition-duration:.001ms}[data-contact-form] .contact-help-card:hover,[data-contact-form] .contact-triage-tile:hover,[data-contact-form] .contact-form-submit:hover:not(:disabled){transform:none}}
[data-template=blog-article] .blog-hero-byline{align-items:center;gap:var(--s3);border-top:1px solid var(--border-warm);border-bottom:1px solid var(--border-warm);padding-block:var(--s3);margin-top:var(--s5);display:flex}[data-template=blog-article] .blog-hero-byline__avatar{inline-size:var(--s8);block-size:var(--s8);border-radius:var(--r-pill);font-size:var(--text-t-xs);letter-spacing:.04em;color:var(--neon-deep);background:color-mix(in srgb, var(--neon) 12%, white 88%);border:1px solid color-mix(in srgb, var(--neon-dark) 24%, transparent);flex-shrink:0;justify-content:center;align-items:center;font-weight:600;display:inline-flex}[data-template=blog-article] .blog-hero-byline__content{gap:var(--s1);flex-direction:column;min-inline-size:0;display:flex}[data-template=blog-article] .blog-hero-byline__author{font-size:var(--text-t-sm);color:var(--ink);font-weight:500;line-height:1.35}[data-template=blog-article] .blog-hero-byline__meta{font-size:var(--text-t-xs);color:var(--grey-light);font-weight:400;line-height:1.4}[data-template=blog-article] .composer-body{gap:var(--s5)}@media (min-width:769px){[data-template=blog-article] .composer-body{gap:var(--s6)}}[data-template=blog-article] .composer-body>.blog-rich-flow.split-sec.white,[data-template=blog-article] .composer-body>.blog-rich-flow.split-sec.warm{box-shadow:none!important;background:0 0!important;border:0!important;border-radius:0!important;padding:0!important}[data-surface=consumer] [data-template=blog-article] h2.blog-article-rich-h2{font-family:var(--f-sans);letter-spacing:-.02em;margin-top:0;line-height:1.15;font-size:clamp(22px,3vw,28px)!important;font-weight:800!important}[data-template=blog-article] .composer-body .blog-rich-flow:first-of-type .editorial-prose>p:first-of-type:first-letter{float:left;font-family:var(--font-serif), "Times New Roman", Times, serif;color:var(--ink);margin-top:.06em;padding-right:.12em;font-size:3.25em;font-weight:500;line-height:.82}[data-template=blog-article] .blog-article-rich-body .editorial-prose,[data-template=blog-article] .blog-article-rich-body .editorial-prose p{font-size:var(--text-t-md);color:color-mix(in srgb, var(--ink) 86%, transparent);line-height:1.75}[data-template=blog-article] .split-sec--blog-callout{box-shadow:none!important;background:0 0!important;border:0!important;padding-top:0!important;padding-bottom:0!important}[data-template=blog-article] .split-sec--blog-callout .blog-article-rich-body{border-left:2.5px solid var(--neon);margin:24px 0;padding:8px 0 8px 18px}[data-template=blog-article] .split-sec--blog-callout .editorial-prose,[data-template=blog-article] .split-sec--blog-callout .editorial-prose p{font-family:var(--font-serif), "Lora", Georgia, serif;color:var(--grey);font-size:15px;font-style:italic;line-height:1.7}[data-template=blog-article] .blog-rich-flow.split-sec{overflow:hidden}[data-template=blog-article] .blog-inline-photo{border-radius:var(--r-md);border:1px solid var(--border);box-shadow:var(--e2);position:relative;overflow:hidden}@media (min-width:768px){[data-surface=consumer] [data-template=blog-article] .composer-body .blog-rich-section{overflow:hidden}[data-surface=consumer] [data-template=blog-article] .composer-body .blog-rich-section .blog-article-rich-body{display:flow-root}[data-surface=consumer] [data-template=blog-article] .composer-body .blog-rich-section .blog-inline-photo{aspect-ratio:4/3;min-height:0;animation:none;width:100%!important;max-width:200px!important;height:auto!important;position:relative!important;overflow:hidden!important}[data-surface=consumer] [data-template=blog-article] .composer-body .blog-rich-section .blog-inline-photo img{width:100%!important;max-width:none!important;height:100%!important;position:absolute!important;inset:0!important}[data-surface=consumer] [data-template=blog-article] .composer-body .blog-rich-section[data-section-parity=odd] .blog-inline-photo{float:right;clear:right;margin:0 0 16px 20px}[data-surface=consumer] [data-template=blog-article] .composer-body .blog-rich-section[data-section-parity=even] .blog-inline-photo{float:left;clear:left;margin:0 20px 16px 0}}@media (max-width:767px){[data-surface=consumer] [data-template=blog-article] .composer-body .blog-rich-section .blog-inline-photo{float:none;aspect-ratio:16/9;width:100%;max-width:100%;margin:0 0 16px;height:auto!important}}[data-template=blog-article] .blog-promo-grid{gap:var(--s4);grid-template-columns:1fr;display:grid}@media (min-width:769px){[data-template=blog-article] .blog-promo-grid{grid-template-columns:repeat(3,minmax(0,1fr))}}[data-template=blog-article] .blog-promo-card{flex-direction:column;height:100%;display:flex;overflow:hidden}[data-template=blog-article] .blog-promo-card__media{background:color-mix(in srgb, var(--surface-canvas) 88%, var(--neon) 12%);flex-shrink:0;width:100%;height:120px;position:relative;overflow:hidden}[data-template=blog-article] .blog-promo-card__body{gap:var(--s2);padding:var(--s4);flex-direction:column;flex:1;display:flex}[data-template=blog-article] .blog-promo-card__title{font-size:var(--text-t-lg);color:var(--ink);-webkit-line-clamp:2;-webkit-box-orient:vertical;font-weight:700;line-height:1.35;display:-webkit-box;overflow:hidden}[data-template=blog-article] .blog-promo-card__summary{font-size:var(--text-t-base);color:color-mix(in srgb, var(--ink) 72%, transparent);-webkit-line-clamp:3;-webkit-box-orient:vertical;flex:none;line-height:1.55;display:-webkit-box;overflow:hidden}[data-template=blog-article] .blog-promo-card__date{font-size:var(--text-t-xs);color:var(--grey-light);margin-top:auto}[data-template=blog-index] .blog-hub-card{flex-direction:column;height:100%;display:flex;overflow:hidden}[data-template=blog-index] .blog-hub-card__media{aspect-ratio:16/10;background:color-mix(in srgb, var(--surface-canvas) 88%, var(--neon) 12%);flex-shrink:0;width:100%;position:relative;overflow:hidden}[data-template=blog-index] .blog-hub-card__body{gap:var(--s2);padding:var(--s4);flex-direction:column;flex:1;display:flex}[data-template=blog-index] .blog-hub-card__eyebrow{letter-spacing:.09em;text-transform:uppercase;color:var(--neon-deep);font-size:10px;font-weight:600}[data-template=blog-index] .blog-hub-card__title{font-size:var(--text-t-lg);color:var(--ink);-webkit-line-clamp:2;-webkit-box-orient:vertical;font-weight:700;line-height:1.35;display:-webkit-box;overflow:hidden}[data-template=blog-index] .blog-hub-card__summary{font-size:var(--text-t-base);color:color-mix(in srgb, var(--ink) 72%, transparent);-webkit-line-clamp:3;-webkit-box-orient:vertical;flex:none;line-height:1.55;display:-webkit-box;overflow:hidden}[data-template=blog-index] .blog-hub-card__meta{color:var(--grey-light);margin-top:auto;font-size:11px}[data-template=blog-index] .cover-grid[data-cols="3"]{grid-template-columns:1fr}[data-template=blog-index] .blog-hub{max-width:var(--layout-max);padding-inline:var(--layout-gutter);margin-inline:auto}[data-template=blog-index] .blog-hub__toolbar{gap:var(--s4);margin-bottom:var(--s6);flex-direction:column;display:flex}[data-template=blog-index] .blog-hub__filters{gap:var(--s2);flex-wrap:wrap;display:flex}[data-template=blog-index] .blog-hub__filter{align-items:center;gap:var(--s2);min-height:36px;padding:0 var(--s3);font-family:inherit;font-size:var(--text-t-sm);color:var(--grey);background:var(--white);border:1px solid var(--border);border-radius:var(--r-pill);cursor:pointer;transition:color var(--motion-interactive), border-color var(--motion-interactive), background var(--motion-interactive), box-shadow var(--motion-interactive);font-weight:600;display:inline-flex}[data-template=blog-index] .blog-hub__filter:hover{color:var(--ink);border-color:color-mix(in srgb, var(--neon-deep) 25%, var(--border))}[data-template=blog-index] .blog-hub__filter--active{color:var(--ink);background:color-mix(in srgb, var(--neon-deep) 8%, var(--white));border-color:color-mix(in srgb, var(--neon-deep) 35%, var(--border));box-shadow:var(--e1)}[data-template=blog-index] .blog-hub__filter-count{font-size:var(--text-t-xs);font-variant-numeric:tabular-nums;color:var(--grey-light);font-weight:700}[data-template=blog-index] .blog-hub__sort{background:var(--surface-band);border:1px solid var(--border);border-radius:var(--r-pill);align-self:flex-start;padding:3px;display:inline-flex}[data-template=blog-index] .blog-hub__sort-btn{min-height:32px;padding:0 var(--s3);font-family:inherit;font-size:var(--text-t-sm);color:var(--grey);border-radius:var(--r-pill);cursor:pointer;transition:color var(--motion-interactive), background var(--motion-interactive);background:0 0;border:none;font-weight:600}[data-template=blog-index] .blog-hub__sort-btn--active{color:var(--ink);background:var(--white);box-shadow:var(--e1)}[data-template=blog-index] .blog-hub__meta{font-size:var(--text-t-sm);color:var(--grey-light);margin:0}[data-template=blog-index] .blog-hub__empty{text-align:center;color:var(--grey);padding-block:var(--s8)}[data-template=blog-index] .blog-hub__grid{margin-top:0}@media (min-width:640px){[data-template=blog-index] .cover-grid[data-cols="3"]{grid-template-columns:repeat(2,minmax(0,1fr))}}@media (min-width:1024px){[data-template=blog-index] .cover-grid[data-cols="3"]{grid-template-columns:repeat(3,minmax(0,1fr))}}
html:has([data-template=guide]:not([data-composition=flow])){scroll-behavior:smooth}[data-template=guide]:not([data-composition=flow]) .guide-hero{border-bottom:1px solid var(--border);background:var(--surface-canvas)}[data-template=guide]:not([data-composition=flow]) .guide-hero__inner{max-width:720px;padding:var(--s8) var(--s5) 32px;margin-inline:auto}@media (min-width:769px){[data-template=guide]:not([data-composition=flow]) .guide-hero__inner{padding-inline:var(--s6)}}[data-template=guide]:not([data-composition=flow]) .guide-hero__eyebrow{font-family:var(--f-sans);letter-spacing:.15em;text-transform:uppercase;color:var(--neon-deep);margin-bottom:var(--s3);font-size:12px;font-weight:700}[data-template=guide]:not([data-composition=flow]) .guide-hero__title,[data-surface=consumer] [data-template=guide]:not([data-composition=flow]) .guide-hero h1{letter-spacing:-.025em;color:var(--ink);text-wrap:balance;line-height:1.05;font-family:var(--f-sans)!important;font-size:clamp(var(--t-hero-mob,34px), 6vw, var(--t-hero-dsk,48px))!important;font-weight:800!important}@media (min-width:768px){[data-template=guide]:not([data-composition=flow]) .guide-hero__title{letter-spacing:-1.5px}}[data-template=guide]:not([data-composition=flow]) .guide-hero__title .hero-pink{color:var(--pink);font-family:var(--brand-font-heading,"Fraunces", Georgia, serif);font-style:italic;font-weight:500;font-size:inherit;letter-spacing:-.018em}[data-template=guide]:not([data-composition=flow]) .guide-hero__subhead{margin-top:var(--s3);max-width:32rem;color:var(--grey);font-size:clamp(15px,2vw,16px);line-height:1.7}[data-template=guide]:not([data-composition=flow]) .guide-hero-byline{align-items:center;gap:var(--s3);margin-top:var(--s5);padding-top:var(--s4);border-top:1px solid var(--border-warm);display:flex}[data-template=guide]:not([data-composition=flow]) .guide-hero-byline__avatar{inline-size:var(--s7);block-size:var(--s7);border-radius:var(--r-pill);font-size:var(--text-t-xs);color:var(--neon-deep);background:color-mix(in srgb, var(--neon) 12%, white 88%);border:1px solid color-mix(in srgb, var(--neon-dark) 24%, transparent);flex-shrink:0;justify-content:center;align-items:center;font-weight:600;display:inline-flex}[data-template=guide]:not([data-composition=flow]) .guide-hero-byline__author{font-size:var(--text-t-sm);color:var(--ink);font-weight:500}[data-template=guide]:not([data-composition=flow]) .guide-hero-byline__meta{font-size:var(--text-t-xs);color:var(--grey-light);margin-top:2px}[data-template=guide]:not([data-composition=flow]) .guide-toc-mobile-band{margin-bottom:var(--s5)}[data-template=guide]:not([data-composition=flow]) .guide-toc-mobile-band .guide-toc__desktop{display:none}[data-template=guide]:not([data-composition=flow]) .guide-toc-mobile-band .guide-toc__mobile{display:block}[data-template=guide]:not([data-composition=flow]) .guide-sidebar .guide-toc--sidebar{margin-bottom:32px}[data-template=guide]:not([data-composition=flow]) .guide-toc--sidebar{border-left:2px solid var(--border-warm);padding:0 0 0 14px}[data-template=guide]:not([data-composition=flow]) .guide-toc--sidebar .guide-toc__label{letter-spacing:.09em;text-transform:uppercase;color:var(--neon-deep);background:0 0;border:0;margin:0 0 16px;padding:0;font-size:10px;font-weight:600}[data-template=guide]:not([data-composition=flow]) .guide-toc__desktop{display:none}[data-template=guide]:not([data-composition=flow]) .guide-toc__mobile{display:block}@media (min-width:769px){[data-template=guide]:not([data-composition=flow]) .guide-toc-mobile-band{display:none}}[data-template=guide]:not([data-composition=flow]) .guide-toc-mobile-band .guide-toc--sidebar{margin-bottom:var(--s5)}[data-template=guide]:not([data-composition=flow]) .guide-toc__toggle{width:100%;padding:var(--s3) 0;cursor:pointer;letter-spacing:.09em;text-transform:uppercase;color:var(--neon-deep);background:0 0;border:0;border-radius:0;justify-content:space-between;align-items:center;font-family:inherit;font-size:10px;font-weight:600;display:flex}[data-template=guide]:not([data-composition=flow]) .guide-toc__panel{margin-top:var(--s2);border-left:2px solid var(--border-warm);padding-left:14px}[data-template=guide]:not([data-composition=flow]) .guide-toc__list{margin:0;padding:0;list-style:none}[data-template=guide]:not([data-composition=flow]) .guide-toc--sidebar .guide-toc__link,[data-template=guide]:not([data-composition=flow]) .guide-toc__link{color:var(--grey);border:0;padding:4px 0;font-size:13px;font-weight:400;line-height:1.8;text-decoration:none;transition:color .2s,font-weight .2s;display:block}[data-template=guide]:not([data-composition=flow]) .guide-toc--sidebar .guide-toc__link:hover,[data-template=guide]:not([data-composition=flow]) .guide-toc__link:hover{color:var(--ink)}[data-template=guide]:not([data-composition=flow]) .guide-toc--sidebar .guide-toc__link.is-active,[data-template=guide]:not([data-composition=flow]) .guide-toc__link.is-active{color:var(--neon-deep);font-weight:500}[data-template=guide]:not([data-composition=flow]) .composer-shell.guide-body{align-items:start;gap:var(--s6)!important;grid-template-columns:minmax(0,1fr) 280px!important;padding-top:32px!important}@media (max-width:768px){[data-template=guide]:not([data-composition=flow]) .composer-shell{grid-template-columns:minmax(0,1fr)!important}[data-template=guide]:not([data-composition=flow]) .composer-sidebar{display:none}}[data-template=guide]:not([data-composition=flow]) .composer-sidebar{align-self:start;position:sticky;top:24px}[data-template=guide]:not([data-composition=flow]) .guide-sidebar{margin-top:0;padding-top:0}[data-template=guide]:not([data-composition=flow]) .composer-body.guide-prose{padding-top:0}[data-template=guide]:not([data-composition=flow]) .guide-quote-card{border:1px solid var(--border-mid);border-radius:var(--r-md);background:var(--white);padding:var(--s4);box-shadow:var(--e2)}[data-template=guide]:not([data-composition=flow]) .guide-quote-card__eyebrow{letter-spacing:.1em;text-transform:uppercase;color:var(--neon-deep);margin-bottom:var(--s2);font-size:9px;font-weight:600}[data-template=guide]:not([data-composition=flow]) .guide-quote-card__title{font-family:var(--f-sans);color:var(--ink);margin-bottom:var(--s2);font-size:clamp(20px,2.5vw,24px);font-weight:700;line-height:1.2}[data-template=guide]:not([data-composition=flow]) .guide-quote-card__body{font-size:var(--text-t-xs);color:var(--grey);margin-bottom:var(--s4);line-height:1.6}[data-template=guide]:not([data-composition=flow]) .guide-quote-card__btn{text-align:center;border-radius:var(--r-pill);background:var(--neon);width:100%;color:var(--ink);font-size:var(--text-t-xs);padding:10px var(--s4);font-weight:600;text-decoration:none;display:block}[data-template=guide]:not([data-composition=flow]) .guide-quote-card__note{margin-top:var(--s3);text-align:center;color:var(--grey-light);font-size:10px;line-height:1.5}[data-template=guide]:not([data-composition=flow]) .guide-mobile-quote-band{display:none}@media (max-width:768px){[data-template=guide]:not([data-composition=flow]) .guide-mobile-quote-band{padding:var(--s6) var(--s5);background:var(--surface-band);border-top:1px solid var(--border);display:block}}[data-template=guide]:not([data-composition=flow]) .composer-body{gap:var(--s5)}[data-template=guide]:not([data-composition=flow]) .composer-body>.split-sec.white,[data-template=guide]:not([data-composition=flow]) .composer-body>.split-sec.warm{box-shadow:none!important;background:0 0!important;border:0!important;padding:0!important}[data-template=guide]:not([data-composition=flow]) .guide-rich-flow{margin-top:40px}[data-template=guide]:not([data-composition=flow]) .composer-body>.guide-rich-flow:first-child,[data-template=guide]:not([data-composition=flow]) .composer-body>.split-sec--guide-callout:first-child{margin-top:0}[data-template=guide]:not([data-composition=flow]) .guide-rich-flow .eyebrow{letter-spacing:.09em;text-transform:uppercase;color:var(--neon-deep);margin-bottom:8px;font-size:10px;font-weight:600}[data-surface=consumer] [data-template=guide]:not([data-composition=flow]) h2.guide-article-rich-h2{font-family:var(--f-sans);letter-spacing:-.02em;margin-top:40px;scroll-margin-top:96px;line-height:1.15;font-size:clamp(26px,3.5vw,32px)!important;font-weight:800!important}[data-template=guide]:not([data-composition=flow]) .guide-rich-flow:first-child h2.guide-article-rich-h2,[data-template=guide]:not([data-composition=flow]) .split-sec--guide-callout+.guide-rich-flow h2.guide-article-rich-h2{margin-top:0}[data-template=guide]:not([data-composition=flow]) .guide-rich-flow h2.guide-article-rich-h2+.guide-article-rich-body{margin-top:12px}[data-template=guide]:not([data-composition=flow]) .guide-article-rich-body .editorial-prose,[data-template=guide]:not([data-composition=flow]) .guide-article-rich-body .editorial-prose p{color:color-mix(in srgb, var(--ink) 86%, transparent);font-size:15px;line-height:1.8;margin-bottom:18px!important}[data-template=guide]:not([data-composition=flow]) .guide-rich-section .guide-article-rich-body .editorial-prose>p:last-child{border-bottom:1px solid var(--border-warm);padding-bottom:8px;margin-bottom:8px!important}[data-template=guide]:not([data-composition=flow]) .split-sec--guide-callout{margin-top:40px;box-shadow:none!important;background:0 0!important;border:0!important;padding-top:0!important;padding-bottom:0!important}[data-template=guide]:not([data-composition=flow]) .split-sec--guide-callout .g-callout.guide-article-rich-body{background:var(--neon-soft);border-left:2.5px solid var(--neon-deep);box-shadow:none;border-top:0;border-bottom:0;border-right:0;border-radius:0 8px 8px 0;margin:32px 0;padding:16px 20px}[data-template=guide]:not([data-composition=flow]) .split-sec--guide-callout .editorial-prose,[data-template=guide]:not([data-composition=flow]) .split-sec--guide-callout .editorial-prose p{font-family:var(--font-serif), "Lora", Georgia, serif;color:color-mix(in srgb, var(--neon-deep) 45%, var(--ink));margin-bottom:0;font-size:15px;font-style:italic;line-height:1.7}[data-template=guide]:not([data-composition=flow]) .guide-big-ten{background:var(--surface-band);border-radius:10px;margin:24px 0;padding:20px 24px;list-style:none}[data-template=guide]:not([data-composition=flow]) .guide-big-ten__item{border-bottom:1px solid var(--border-warm);grid-template-columns:24px minmax(0,1fr);gap:12px 14px;padding:16px 0;display:grid}[data-template=guide]:not([data-composition=flow]) .guide-big-ten__item[data-last=true]{border-bottom:0;padding-bottom:0}[data-template=guide]:not([data-composition=flow]) .guide-big-ten__item:first-child{padding-top:0}[data-template=guide]:not([data-composition=flow]) .guide-big-ten__num{background:var(--neon-deep);width:24px;height:24px;color:var(--white);border-radius:999px;justify-content:center;align-items:center;font-size:12px;font-weight:600;line-height:1;display:inline-flex}[data-template=guide]:not([data-composition=flow]) .guide-big-ten__title{color:var(--ink);font-size:14px;font-weight:500;line-height:1.4}[data-template=guide]:not([data-composition=flow]) .guide-big-ten__desc{color:var(--grey);margin-top:4px;font-size:13px;line-height:1.6}[data-template=guide]:not([data-composition=flow]) .guide-big-ten__link{color:var(--neon-deep);align-items:center;gap:4px;margin-top:8px;font-size:12px;font-weight:600;text-decoration:none;display:inline-flex}[data-template=guide]:not([data-composition=flow]) .guide-big-ten__link:hover{text-decoration:underline}[data-template=guide]:not([data-composition=flow]) .guide-rich-flow.split-sec{overflow:hidden}@media (min-width:768px){[data-surface=consumer] [data-template=guide]:not([data-composition=flow]) .composer-body .guide-rich-section{overflow:hidden}[data-surface=consumer] [data-template=guide]:not([data-composition=flow]) .composer-body .guide-rich-section .guide-article-rich-body{display:flow-root}[data-surface=consumer] [data-template=guide]:not([data-composition=flow]) .composer-body .guide-rich-section .guide-inline-photo{aspect-ratio:4/3;min-height:0;width:100%!important;max-width:160px!important;height:auto!important;position:relative!important;overflow:hidden!important}[data-surface=consumer] [data-template=guide]:not([data-composition=flow]) .composer-body .guide-rich-section .guide-inline-photo img{width:100%!important;max-width:none!important;height:100%!important;position:absolute!important;inset:0!important}[data-surface=consumer] [data-template=guide]:not([data-composition=flow]) .composer-body .guide-rich-section[data-section-parity=odd] .guide-inline-photo{float:right;clear:right;margin:0 0 14px 20px}[data-surface=consumer] [data-template=guide]:not([data-composition=flow]) .composer-body .guide-rich-section[data-section-parity=even] .guide-inline-photo{float:left;clear:left;margin:0 20px 14px 0}}@media (max-width:767px){[data-surface=consumer] [data-template=guide]:not([data-composition=flow]) .composer-body .guide-rich-section .guide-inline-photo{float:none;aspect-ratio:16/9;width:100%;max-width:100%;margin:0 0 16px}}[data-template=guide]:not([data-composition=flow]) .extra-sources{margin-top:var(--s6)}[data-template=guide]:not([data-composition=flow]) .guide-sources-panel,[data-surface=consumer] .guide-sources-panel{box-shadow:none;background:0 0;border:none;padding:0}[data-template=guide]:not([data-composition=flow]) .guide-sources-panel header{margin-bottom:var(--s4);text-align:left}[data-template=guide]:not([data-composition=flow]) .guide-sources-panel header .sec-title{display:none}[data-template=guide]:not([data-composition=flow]) .guide-sources-panel header>:first-child{letter-spacing:.09em;text-transform:uppercase;color:var(--neon-deep);font-size:14px;font-weight:600}[data-template=guide]:not([data-composition=flow]) .guide-sources-panel .ci-title{font-size:13px;font-weight:500;line-height:1.45}[data-template=guide]:not([data-composition=flow]) .guide-sources-panel .text-t-xs{color:var(--grey-light);font-size:12px;line-height:1.5}
[data-template=guide][data-composition=flow]{background:var(--surface-canvas);scroll-behavior:smooth}[data-template=guide][data-composition=flow] .guide-flow-wrap{max-width:var(--layout-max,1120px);margin-inline:auto;padding-inline:24px}[data-template=guide][data-composition=flow] .guide-flow-wrap--narrow{max-width:960px}[data-template=guide][data-composition=flow] .guide-flow-crumb{border-bottom:1px solid var(--border-soft,var(--line-soft));color:var(--ink-mute);padding-block:14px;font-size:13px}[data-template=guide][data-composition=flow] .guide-flow-hero{background:linear-gradient(180deg, var(--sage) 0%, var(--surface-canvas) 100%);padding:48px 0 40px}[data-template=guide][data-composition=flow] .guide-flow-k{font-family:var(--f-sans);letter-spacing:.14em;text-transform:uppercase;color:var(--neon-deep);margin-bottom:16px;font-size:12px;font-weight:700}[data-template=guide][data-composition=flow] .guide-flow-hero__h1{font-family:var(--font-serif,var(--brand-font-heading));letter-spacing:-.02em;max-width:16ch;color:var(--ink);font-size:clamp(32px,5vw,52px);font-weight:500;line-height:1.05}[data-template=guide][data-composition=flow] .guide-flow-hero__h1 em{color:var(--pink);font-style:italic}[data-template=guide][data-composition=flow] .guide-flow-hero__lede{color:var(--ink-soft);max-width:58ch;margin-top:18px;font-size:19px;line-height:1.5}[data-template=guide][data-composition=flow] .guide-flow-hero__ident{color:var(--ink-mute);align-items:center;gap:10px;margin-top:24px;font-size:13px;display:flex}[data-template=guide][data-composition=flow] .guide-flow-hero__av{background:var(--surface-canvas);border:1px solid var(--sage-line);width:30px;height:30px;color:var(--neon-deep);border-radius:50%;place-items:center;font-size:11px;font-weight:700;display:grid}[data-template=guide][data-composition=flow] .guide-flow-band{padding:56px 0}[data-template=guide][data-composition=flow] .guide-flow-band--soft{background:var(--canvas-alt,var(--surface-muted));border-block:1px solid var(--border-soft,var(--line-soft))}[data-template=guide][data-composition=flow] .guide-flow-band--sage{background:var(--sage);border-block:1px solid var(--sage-line)}[data-template=guide][data-composition=flow] .guide-flow-split{grid-template-columns:1fr 400px;align-items:start;gap:52px;display:grid}[data-template=guide][data-composition=flow] .guide-flow-split--rev .guide-flow-split__media{order:-1}[data-template=guide][data-composition=flow] .guide-flow-split__prose{max-width:720px}[data-template=guide][data-composition=flow] .guide-flow-split__media{border-radius:var(--r-lg,16px);aspect-ratio:4/5;position:sticky;top:132px;overflow:hidden;box-shadow:0 12px 34px #1414141f}[data-template=guide][data-composition=flow] .guide-flow-split__media img{object-fit:cover;width:100%;height:100%;display:block}[data-template=guide][data-composition=flow] .guide-flow-lead{color:var(--ink-soft);margin-bottom:18px;font-size:17px;line-height:1.7}[data-template=guide][data-composition=flow] .guide-flow-dropcap{font-family:var(--font-serif,var(--brand-font-heading));float:left;color:var(--pink);margin:6px 12px 0 0;font-size:3.6em;font-weight:500;line-height:.82}[data-template=guide][data-composition=flow] .guide-flow-pull{border-left:3px solid var(--neon-deep);background:var(--sage);border-radius:0 var(--r-lg,16px) var(--r-lg,16px) 0;font-family:var(--font-serif,var(--brand-font-heading));color:var(--ink-soft);margin:26px 0;padding:22px 26px;font-size:20px;font-style:italic;line-height:1.5}[data-template=guide][data-composition=flow] .guide-flow-callout{border:1px solid var(--sage-line);background:var(--sage);border-radius:var(--r-lg,16px);color:var(--ink-soft);align-items:flex-start;gap:12px;margin:24px 0;padding:18px 22px;font-size:15.5px;display:flex}[data-template=guide][data-composition=flow] .guide-flow-callout svg{color:var(--neon-deep);flex-shrink:0;margin-top:1px}[data-template=guide][data-composition=flow] .guide-flow-deposits{border:1px solid var(--border,var(--line));border-radius:var(--r-lg,16px);margin:8px 0;overflow:hidden}[data-template=guide][data-composition=flow] .guide-flow-deposits__row{border-bottom:1px solid var(--border-soft,var(--line-soft));justify-content:space-between;align-items:center;padding:13px 20px;font-size:15px;display:flex}[data-template=guide][data-composition=flow] .guide-flow-deposits__row:nth-child(odd):not(.guide-flow-deposits__row--total){background:var(--canvas-alt,var(--surface-muted))}[data-template=guide][data-composition=flow] .guide-flow-deposits__row:last-child{border-bottom:0}[data-template=guide][data-composition=flow] .guide-flow-deposits__row--total{background:var(--sage);font-weight:700}[data-template=guide][data-composition=flow] .guide-flow-deposits__row--total span:last-child{color:var(--neon-deep)}[data-template=guide][data-composition=flow] .guide-flow-readmore{color:var(--neon-deep);margin-top:12px;font-size:14px;font-weight:600;display:inline-block}[data-template=guide][data-composition=flow] .guide-flow-scn-grid{grid-template-columns:1fr 1fr;gap:14px;display:grid}[data-template=guide][data-composition=flow] .guide-flow-band--centered .consumer-h2-wrap,[data-template=guide][data-composition=flow] .guide-flow-scn-head .consumer-h2-wrap,[data-template=guide][data-composition=flow] .guide-flow-weather-head .consumer-h2-wrap{text-align:center;max-width:60ch;margin-inline:auto}[data-template=guide][data-composition=flow] .guide-flow-split__head .consumer-h2-wrap{text-align:left}[data-template=guide][data-composition=flow] .guide-flow-scn{border:1px solid var(--border,var(--line));border-radius:var(--r-lg,16px);background:var(--surface-canvas);gap:15px;padding:20px 22px;transition:border-color .16s,box-shadow .16s;display:flex}[data-template=guide][data-composition=flow] .guide-flow-scn__ic{background:var(--sage);width:36px;height:36px;color:var(--neon-deep);border:1px solid var(--sage-line);border-radius:9px;flex-shrink:0;place-items:center;display:grid}[data-template=guide][data-composition=flow] .guide-flow-scn__body h3{letter-spacing:-.01em;align-items:baseline;gap:8px;margin-bottom:4px;font-size:16px;font-weight:700;display:flex}[data-template=guide][data-composition=flow] .guide-flow-scn__n{color:var(--neon-deep);flex-shrink:0;font-size:13px;font-weight:700}[data-template=guide][data-composition=flow] .guide-flow-weather-head{text-align:center;margin-bottom:24px}[data-template=guide][data-composition=flow] .guide-flow-weather-intro{text-align:left;max-width:64ch;margin:0 auto 32px}[data-template=guide][data-composition=flow] .guide-flow-weather-cards{margin-top:8px}[data-template=guide][data-composition=flow] .guide-flow-weather-tool{text-align:center;margin-top:30px}[data-template=guide][data-composition=flow] [id]{scroll-margin-top:132px}[data-template=guide][data-composition=flow] .guide-flow-scn:hover{border-color:var(--sage-line);box-shadow:0 5px 20px #15803d0f}[data-template=guide][data-composition=flow] .guide-flow-scn__body p{color:var(--ink-mute);margin:0;font-size:14.5px;line-height:1.5}[data-template=guide][data-composition=flow] .guide-flow-scn__link{color:var(--neon-deep);align-items:center;gap:4px;margin-top:8px;font-size:13px;font-weight:600;display:inline-flex}[data-template=guide][data-composition=flow] .guide-flow-scn-foot{text-align:center;color:var(--ink-mute);margin-top:20px;font-size:14px}[data-template=guide][data-composition=flow] .guide-flow-scn-head{text-align:center;max-width:60ch;margin:0 auto 32px}[data-template=guide][data-composition=flow] .guide-flow-risk-promo{border:1px solid var(--sage-line);background:linear-gradient(120deg, var(--sage), var(--surface-canvas));border-radius:var(--r-lg,16px);grid-template-columns:1fr auto;align-items:center;gap:28px;padding:34px 38px;display:grid}[data-template=guide][data-composition=flow] .guide-flow-risk-promo__h3{font-family:var(--font-serif,var(--brand-font-heading));letter-spacing:-.01em;margin-bottom:8px;font-size:25px;font-weight:500}[data-template=guide][data-composition=flow] .guide-flow-risk-promo__h3 em{color:var(--pink);font-style:italic}[data-template=guide][data-composition=flow] .guide-flow-risk-promo p{color:var(--ink-soft);max-width:56ch;font-size:15.5px;line-height:1.55}[data-template=guide][data-composition=flow] .guide-flow-risk-promo__tags{flex-wrap:wrap;gap:8px;margin-top:14px;display:flex}[data-template=guide][data-composition=flow] .guide-flow-risk-promo__tags span{color:var(--neon-deep);background:var(--surface-canvas);border:1px solid var(--sage-line);border-radius:var(--r-pill,999px);padding:6px 13px;font-size:12.5px;font-weight:600}[data-template=guide][data-composition=flow] .guide-flow-src-lbl{letter-spacing:.12em;text-transform:uppercase;color:var(--ink-mute);text-align:center;margin-bottom:18px;font-size:11px;font-weight:700}[data-template=guide][data-composition=flow] .guide-flow-src-grid{grid-template-columns:repeat(4,1fr);gap:12px;display:grid}[data-template=guide][data-composition=flow] .guide-flow-src{background:var(--surface-canvas);border:1px solid var(--border,var(--line));border-radius:var(--r-md,11px);color:var(--ink-soft);text-align:center;flex-direction:column;align-items:center;gap:10px;padding:18px 16px;font-size:14px;transition:border-color .15s;display:flex}[data-template=guide][data-composition=flow] .guide-flow-src:hover{border-color:var(--sage-line)}[data-template=guide][data-composition=flow] .guide-flow-src__icon{color:var(--neon-deep);background:var(--sage);border-radius:9px;place-items:center;width:36px;height:36px;display:grid}[data-template=guide][data-composition=flow] .guide-flow-src-note{color:var(--ink-mute);text-align:center;margin-top:16px;font-size:12px}@media (max-width:900px){[data-template=guide][data-composition=flow] .guide-flow-split{grid-template-columns:1fr;gap:28px}[data-template=guide][data-composition=flow] .guide-flow-split__media{aspect-ratio:16/10;order:-1;position:static}[data-template=guide][data-composition=flow] .guide-flow-split--rev .guide-flow-split__media{order:-1}[data-template=guide][data-composition=flow] .guide-flow-scn-grid{grid-template-columns:1fr}[data-template=guide][data-composition=flow] .guide-flow-src-grid{grid-template-columns:1fr 1fr}[data-template=guide][data-composition=flow] .guide-flow-risk-promo{grid-template-columns:1fr;gap:20px}}@media (max-width:520px){[data-template=guide][data-composition=flow] .guide-flow-src-grid{grid-template-columns:1fr}}
[data-template=portal] .portal-hero{border-bottom:1px solid var(--border);background:var(--surface-canvas)}[data-template=portal] .portal-hero__inner{max-width:720px;padding:var(--s8) var(--s5) var(--s7);margin-inline:auto}@media (min-width:769px){[data-template=portal] .portal-hero__inner{padding-inline:var(--s6)}}[data-template=portal] .portal-hero__eyebrow{font-family:var(--f-sans);letter-spacing:.15em;text-transform:uppercase;color:var(--neon-deep);margin-bottom:var(--s3);font-size:12px;font-weight:700}[data-template=portal] .portal-hero__title,[data-template=portal] .portal-hero h1,[data-surface=consumer] [data-template=portal] .portal-hero__title{letter-spacing:-1.3px;color:var(--ink);text-wrap:balance;line-height:1.05;font-family:var(--f-sans)!important;font-size:clamp(var(--t-hero-mob,34px), 6vw, var(--t-hero-dsk,48px))!important;font-weight:800!important}@media (min-width:768px){[data-template=portal] .portal-hero__title{letter-spacing:-1.5px}}[data-template=portal] .portal-hero__title .hero-pink{color:var(--pink);font-family:var(--brand-font-heading,"Fraunces", Georgia, serif);font-style:italic;font-weight:500;font-size:inherit;letter-spacing:-.018em}[data-template=portal] .portal-hero__subhead{margin-top:var(--s3);max-width:36rem;font-size:var(--text-t-base);color:var(--grey);line-height:1.7}[data-template=portal] .portal-card-section{background:var(--white);border-bottom:1px solid var(--border-warm)}[data-template=portal] .portal-card-section__inner{max-width:var(--layout-max);padding:24px var(--s5);margin-inline:auto}@media (min-width:769px){[data-template=portal] .portal-card-section__inner{padding-inline:var(--s6)}}[data-template=portal] .portal-card-section__header{justify-content:space-between;align-items:flex-end;gap:var(--s4);margin-bottom:var(--s5);display:flex}[data-template=portal] .portal-card-section__label{letter-spacing:.08em;text-transform:uppercase;color:var(--grey-light);margin-top:4px;font-size:10px;font-weight:600}[data-template=portal] .portal-card-section__title{font-family:var(--font-serif), "Lora", Georgia, serif;color:var(--ink);font-size:1.25rem;font-weight:500}[data-template=portal] .portal-card-section__count{color:var(--grey-light);white-space:nowrap;font-size:11px}[data-template=portal] .portal-card-grid{grid-template-columns:minmax(0,1fr);gap:16px;margin:0;padding:0;list-style:none;display:grid}@media (min-width:640px){[data-template=portal] .portal-card-grid[data-cols="2"],[data-template=portal] .portal-card-grid[data-cols="3"],[data-template=portal] .portal-card-grid[data-cols="4"]{grid-template-columns:repeat(2,minmax(0,1fr))}}@media (min-width:1024px){[data-template=portal] .portal-card-grid[data-cols="3"]{grid-template-columns:repeat(3,minmax(0,1fr))}[data-template=portal] .portal-card-grid[data-cols="4"]{grid-template-columns:repeat(4,minmax(0,1fr))}}[data-template=portal] .portal-card{border-radius:var(--r-md);height:100%;color:inherit;flex-direction:column;text-decoration:none;display:flex;overflow:hidden}@media (hover:hover){[data-template=portal] .portal-card:hover{border-color:color-mix(in srgb, var(--neon-deep) 35%, var(--border))}}[data-template=portal] .portal-card__media{background:var(--surface-band);width:100%;height:140px;position:relative;overflow:hidden}[data-template=portal] .portal-card__icon-fallback{justify-content:center;align-items:center;width:100%;height:100%;display:flex}[data-template=portal] .portal-card__icon{width:28px;height:28px;color:var(--grey-light)}[data-template=portal] .portal-card__body{flex-direction:column;flex:1;gap:6px;padding:14px 16px;display:flex}[data-template=portal] .portal-card__title{color:var(--ink);font-size:14px;font-weight:500;line-height:1.35}[data-template=portal] .portal-card__desc{color:var(--grey);flex:1;font-size:12px;line-height:1.5}[data-template=portal] .portal-card__link{color:var(--neon-deep);align-items:center;gap:4px;margin-top:8px;font-size:12px;font-weight:600;display:inline-flex}[data-surface=consumer][data-template=portal] .trust-band,[data-template=portal] .trust-band{background:var(--ink)!important;border-top:1px solid color-mix(in srgb, var(--white) 8%, transparent)!important;border-bottom:1px solid color-mix(in srgb, var(--white) 8%, transparent)!important;color:var(--white)!important}[data-template=portal] .trust-inner{grid-template-columns:minmax(0,1fr);gap:0;display:grid}@media (min-width:768px){[data-template=portal] .trust-inner{grid-template-columns:repeat(4,minmax(0,1fr))}}[data-template=portal] .trust-fact{padding:var(--s5) var(--s4);border-right:1px solid color-mix(in srgb, var(--white) 12%, transparent)}[data-template=portal] .trust-fact:last-child{border-right:0}[data-surface=consumer][data-template=portal] .trust-band .trust-fact__title,[data-template=portal] .trust-fact__title{color:var(--white)!important}[data-surface=consumer][data-template=portal] .trust-band .trust-fact__detail,[data-template=portal] .trust-fact__detail{color:color-mix(in srgb, var(--white) 72%, transparent)!important}[data-surface=consumer][data-template=portal] .trust-band .trust-fact__icon-wrap,[data-template=portal] .trust-band .trust-fact__icon-wrap{color:var(--white)}[data-template=portal] .portal-final-cta{background:var(--surface-band);border-top:1px solid var(--border)}[data-template=portal] .portal-final-cta__inner{max-width:720px;padding:var(--s8) var(--s5);text-align:center;margin-inline:auto}[data-template=portal] .portal-final-cta__headline{font-family:var(--font-serif), "Lora", Georgia, serif;color:var(--ink);font-size:clamp(1.5rem,4vw,1.75rem);font-weight:500;line-height:1.2}[data-template=portal] .portal-final-cta__sub{margin-top:var(--s3);font-size:var(--text-t-sm);color:var(--grey);line-height:1.65}[data-template=portal] .portal-final-cta__btn{margin-top:var(--s5);border-radius:var(--r-pill);background:var(--neon);color:var(--ink);font-size:var(--text-t-sm);justify-content:center;align-items:center;padding:12px 28px;font-weight:600;text-decoration:none;display:inline-flex}[data-template=portal] .portal-final-cta__note{margin-top:var(--s3);color:var(--grey-light);font-size:11px;line-height:1.5}
[data-template=legal-thin]{--ash:var(--slate-600);--ash-soft:var(--slate-400);--text-body:var(--slate-700);--text-emergency:var(--slate-700);--flare-border:var(--pink-soft);overflow-x:hidden}[data-template=legal-pds] .legal-page-hero,[data-template=legal-thin] .legal-page-hero{border-bottom:1px solid var(--line);background:linear-gradient(180deg, var(--surface-canvas), var(--surface-canvas))}[data-template=legal-thin] .legal-page-hero{border-bottom:1px solid var(--line);background:linear-gradient(180deg, var(--surface-canvas), #fcfdfc)}[data-template=legal-pds] .legal-page-hero__inner{text-align:left;max-width:820px;margin-inline:auto;padding:34px 24px 30px}[data-template=legal-thin] .legal-page-hero__inner{max-width:var(--layout-max);padding:34px var(--layout-gutter) 30px;text-align:left;margin-inline:auto}@media (max-width:640px){[data-template=legal-thin] .legal-page-hero__inner{padding-block:24px 22px}}@media (min-width:769px){[data-template=legal-pds] .legal-page-hero__inner{padding-inline:24px}}[data-template=legal-pds] .legal-page-hero__eyebrow,[data-template=legal-thin] .legal-page-hero__eyebrow{font-family:var(--f-sans);letter-spacing:.16em;text-transform:uppercase;color:var(--neon-aa);margin-bottom:14px;font-size:11px;font-weight:700}[data-template=legal-thin] .legal-page-hero__title,[data-surface=consumer] [data-template=legal-thin] .legal-page-hero h1{font-family:var(--f-sans);letter-spacing:-1.1px;color:var(--ink);text-wrap:balance;font-size:clamp(2rem,3.4vw,2.6rem);font-weight:800;line-height:1.05}@media (max-width:640px){[data-template=legal-thin] .legal-page-hero__title{letter-spacing:-.6px;font-size:1.7rem}}[data-template=legal-pds] .legal-page-hero__title,[data-surface=consumer] [data-template=legal-pds] .legal-page-hero h1{letter-spacing:-.025em;color:var(--ink);text-wrap:balance;line-height:1.04;font-family:var(--f-sans)!important;font-size:clamp(var(--t-hero-mob,34px), 6vw, var(--t-hero-dsk,48px))!important;font-weight:800!important}[data-template=legal-pds] .legal-page-hero__title .hero-pink,[data-template=legal-thin] .legal-page-hero__title .hero-pink{color:inherit;font-family:inherit;font-style:normal;font-weight:inherit;font-size:inherit;letter-spacing:inherit}[data-template=legal-thin] .legal-page-hero__subhead{max-width:60ch;color:var(--ash);margin-top:12px;font-size:16.5px;line-height:1.7}@media (max-width:640px){[data-template=legal-thin] .legal-page-hero__subhead{font-size:15px}}[data-template=legal-pds] .legal-page-hero__subhead,[data-template=legal-thin] .legal-page-hero__subhead{color:var(--ash)}[data-template=legal-thin] .legal-page-hero__meta{color:var(--ash-soft);align-items:center;gap:8px;margin-top:18px;font-size:12.5px;line-height:1.5;display:flex}[data-template=legal-thin] .legal-page-hero__meta-dot{background:var(--neon-deep);border-radius:50%;flex-shrink:0;width:6px;height:6px}[data-template=legal-pds] .legal-page-hero__meta{margin-top:var(--s4);color:var(--grey-light);font-size:12px;line-height:1.5}[data-template=legal-thin] .legal-wrap{max-width:var(--layout-max);padding-inline:var(--layout-gutter);margin-inline:auto}[data-template=legal-thin] .legal-layout{padding-top:12px;display:block}[data-template=legal-thin] .legal-doc{min-width:0;padding:0 0 20px}[data-template=legal-thin] .legal-block{border-bottom:1px solid var(--line);padding:26px 0}[data-template=legal-thin] .legal-block:first-child{padding-top:18px}[data-template=legal-thin] .legal-block:last-child,[data-template=legal-thin] .legal-block--inset{border-bottom:none}[data-template=legal-thin] .legal-block--inset{padding-bottom:14px}[data-template=legal-thin] .legal-block__h2{font-family:var(--f-sans);letter-spacing:-.3px;color:var(--ink);margin-bottom:14px;scroll-margin-top:120px;font-size:1.3rem;font-weight:800}[data-template=legal-thin] .legal-prose-measure,[data-template=legal-thin] .legal-block__h2,[data-template=legal-thin] .legal-block__p,[data-template=legal-thin] .legal-block__ul,[data-template=legal-thin] .legal-steps,[data-template=legal-thin] .legal-contact,[data-template=legal-thin] .legal-emergency,[data-template=legal-thin] .legal-restable{max-width:72ch}[data-template=legal-thin] .legal-block__p{color:var(--text-body);margin-bottom:14px;font-size:16px;line-height:1.72}[data-template=legal-thin] .legal-block__p:last-child{margin-bottom:0}@media (max-width:640px){[data-template=legal-thin] .legal-block__p,[data-template=legal-thin] .legal-block__li{font-size:15.5px}}[data-template=legal-thin] .legal-inline-link{color:var(--neon-aa);text-underline-offset:2px;font-weight:600;text-decoration:underline}[data-template=legal-thin] .legal-block__ul{margin:8px 0 14px;padding-left:0;list-style:none}[data-template=legal-thin] .legal-block__li{color:var(--text-body);margin-bottom:9px;padding-left:22px;font-size:16px;line-height:1.7;position:relative}[data-template=legal-thin] .legal-block__li:before{content:"";background:var(--sage-line);border-radius:50%;width:6px;height:6px;position:absolute;top:11px;left:2px}[data-template=legal-thin] .legal-steps{margin-top:4px}[data-template=legal-thin] .legal-steps__item{border-bottom:1px solid var(--line);grid-template-columns:auto 1fr;gap:16px;padding:16px 0;display:grid}[data-template=legal-thin] .legal-steps__item:last-child{border-bottom:none}[data-template=legal-thin] .legal-steps__num{background:var(--neon-deep);width:28px;height:28px;color:var(--white);border-radius:50%;flex-shrink:0;justify-content:center;align-items:center;font-size:13px;font-weight:800;display:flex}[data-template=legal-thin] .legal-steps__title{color:var(--ink);margin-bottom:5px;font-size:15.5px;font-weight:700}[data-template=legal-thin] .legal-steps__body{color:var(--ash);max-width:60ch;margin-bottom:0;font-size:14.5px}[data-template=legal-thin] .legal-contact{background:var(--sage);border:1px solid var(--sage-line);border-radius:14px;width:fit-content;max-width:min(72ch,100%);margin:6px 0 4px;padding:20px 22px}[data-template=legal-thin] .legal-contact__kicker{letter-spacing:.08em;text-transform:uppercase;color:var(--neon-aa);margin-bottom:10px;font-size:11px;font-weight:700}[data-template=legal-thin] .legal-contact__rows{flex-wrap:wrap;gap:6px 26px;font-size:14.5px;display:flex}@media (max-width:640px){[data-template=legal-thin] .legal-contact__rows{gap:8px 20px}[data-template=legal-thin] .legal-contact{width:100%;max-width:100%}}[data-template=legal-thin] .legal-contact__label{color:var(--ash-soft)}[data-template=legal-thin] .legal-contact__value{color:var(--ink);font-weight:600}[data-template=legal-thin] .legal-emergency{background:var(--flare);border:1px solid var(--flare-border);color:var(--text-emergency);border-radius:12px;margin:4px 0;padding:14px 18px;font-size:14px}[data-template=legal-thin] .legal-emergency-bold{color:var(--pink);font-weight:700}[data-template=legal-thin] .legal-restable{border:1px solid var(--line);border-radius:12px;max-width:100%;margin:8px 0 4px;overflow:hidden}[data-template=legal-thin] .legal-restable__head,[data-template=legal-thin] .legal-restable__row{grid-template-columns:1.1fr .9fr 1.4fr 1.7fr;gap:14px;padding:12px 16px;font-size:13px;display:grid}[data-template=legal-thin] .legal-restable__head{background:var(--surface-band);color:var(--ink);text-transform:uppercase;letter-spacing:.05em;font-size:11px;font-weight:700}[data-template=legal-thin] .legal-restable__row{border-top:1px solid var(--line)}[data-template=legal-thin] .legal-restable__svc{color:var(--ink);font-weight:700}[data-template=legal-thin] .legal-restable__web a{color:var(--neon-aa);word-break:break-word;font-weight:600;text-decoration:none}[data-template=legal-thin] .legal-restable__desc{color:var(--ash)}@media (max-width:640px){[data-template=legal-thin] .legal-restable__head{display:none}[data-template=legal-thin] .legal-restable__row{grid-template-columns:1fr;gap:5px;padding:16px}[data-template=legal-thin] .legal-restable__svc{margin-bottom:2px;font-size:15px}[data-template=legal-thin] .legal-restable__ph:before{content:"Phone: ";color:var(--ash-soft);font-weight:400}[data-template=legal-thin] .legal-restable__web:before{content:"Web: ";color:var(--ash-soft)}[data-template=legal-thin] .legal-restable__desc{margin-top:2px;font-size:13.5px}}[data-template=legal-thin] .legal-related{margin-bottom:8px;padding:48px 0 64px}[data-template=legal-thin] .legal-related__inner{max-width:var(--layout-max);padding-inline:var(--layout-gutter);margin-inline:auto}[data-template=legal-thin] .legal-related__eyebrow{letter-spacing:.14em;text-transform:uppercase;color:var(--neon-aa);text-align:center;margin-bottom:10px;font-size:11px;font-weight:700}[data-template=legal-thin] .legal-related__title{text-align:center;letter-spacing:-.4px;color:var(--ink);margin-bottom:22px;font-size:1.5rem;font-weight:800}[data-template=legal-thin] .legal-related__grid{grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:14px;max-width:760px;margin:0 auto;display:grid}[data-template=legal-thin] .legal-related__grid[data-card-count="2"]{grid-template-columns:repeat(2,minmax(200px,280px));justify-content:center}@media (max-width:680px){[data-template=legal-thin] .legal-related__grid,[data-template=legal-thin] .legal-related__grid[data-card-count="2"]{grid-template-columns:1fr}}[data-template=legal-thin] .legal-rcard{border:1px solid var(--line);background:var(--surface-canvas);color:inherit;border-radius:14px;flex-direction:column;gap:8px;min-height:44px;padding:18px;text-decoration:none;transition:all .18s;display:flex}[data-template=legal-thin] .legal-rcard:hover{box-shadow:var(--shadow-card-hover);border-color:var(--sage-line);transform:translateY(-3px)}[data-template=legal-thin] .legal-rcard__top{align-items:center;gap:10px;display:flex}[data-template=legal-thin] .legal-rcard__icon{background:var(--sage);border-radius:9px;flex-shrink:0;justify-content:center;align-items:center;width:34px;height:34px;display:flex}[data-template=legal-thin] .legal-rcard__icon svg{width:17px;height:17px;stroke:var(--neon-aa);fill:none;stroke-width:1.8px}[data-template=legal-thin] .legal-rcard__title{color:var(--ink);font-size:15px;font-weight:700;line-height:1.25}[data-template=legal-thin] .legal-rcard__desc{color:var(--ash);font-size:12.5px;line-height:1.5}[data-template=legal-thin] .legal-rcard__go{letter-spacing:.04em;text-transform:uppercase;color:var(--neon-aa);margin-top:auto;font-size:11px;font-weight:700}[data-surface=consumer] [data-template=legal-pds] h2.legal-section-h2,[data-surface=consumer] [data-template=legal-thin] h2.legal-section-h2{font-family:var(--f-sans);letter-spacing:-.02em;margin-top:var(--s6);scroll-margin-top:96px;line-height:1.15;font-size:clamp(26px,3.5vw,32px)!important;font-weight:800!important}[data-template=legal-pds] .split-sec--legal .sec-title,[data-template=legal-thin] .split-sec--legal .sec-title{font-family:var(--f-sans);font-size:clamp(26px,3.5vw,32px);font-weight:800}[data-template=legal-pds] .composer-shell.legal-body{align-items:start;gap:var(--s6)!important;grid-template-columns:minmax(0,1fr) 260px!important}@media (max-width:768px){[data-template=legal-pds] .composer-shell.legal-body{grid-template-columns:minmax(0,1fr)!important}[data-template=legal-pds] .composer-sidebar{display:none}}[data-template=legal-pds] .composer-sidebar{align-self:start;position:sticky;top:24px}[data-template=legal-pds] .legal-sidebar{margin-top:0;padding-top:0}[data-template=legal-pds] .legal-sidebar .guide-toc--sidebar{border-left:2px solid var(--border-warm);margin-bottom:0;padding-left:14px}[data-template=legal-pds] .legal-sidebar .guide-toc__label{letter-spacing:.09em;text-transform:uppercase;color:var(--neon-deep);margin:0 0 12px;font-size:10px;font-weight:600}[data-template=legal-pds] .legal-sidebar .guide-toc__link{color:var(--grey);border:0;padding:5px 0;font-size:12px;font-weight:400;text-decoration:none;display:block}[data-template=legal-pds] .legal-sidebar .guide-toc__link:hover{color:var(--ink)}[data-template=legal-pds] .legal-sidebar .guide-toc__link.is-active{color:var(--neon-deep);font-weight:500}[data-template=legal-pds] .legal-process-steps,[data-template=legal-thin] .legal-process-steps{margin:20px 0;padding:0;list-style:none}[data-template=legal-pds] .legal-process-steps__item,[data-template=legal-thin] .legal-process-steps__item{border-bottom:1px solid var(--border-warm);grid-template-columns:24px minmax(0,1fr);gap:12px 14px;padding:14px 0;display:grid}[data-template=legal-pds] .legal-process-steps__item[data-last=true],[data-template=legal-thin] .legal-process-steps__item[data-last=true]{border-bottom:0;padding-bottom:0}[data-template=legal-pds] .legal-process-steps__num,[data-template=legal-thin] .legal-process-steps__num{background:var(--neon-deep);width:24px;height:24px;color:var(--white);border-radius:999px;justify-content:center;align-items:center;font-size:12px;font-weight:600;line-height:1;display:inline-flex}[data-template=legal-pds] .legal-process-steps__title,[data-template=legal-thin] .legal-process-steps__title{color:var(--ink);font-size:14px;font-weight:500;line-height:1.4}[data-template=legal-pds] .legal-process-steps__desc,[data-template=legal-thin] .legal-process-steps__desc{color:var(--grey);margin-top:4px;font-size:13px;line-height:1.6}[data-template=legal-pds] .legal-pdf-placeholder-badge,[data-template=legal-thin] .legal-pdf-placeholder-badge{color:#713f12;background:#fef9c3;border:1px solid #eab308;border-radius:6px;margin:4px 0;padding:6px 10px;font-size:12px;font-weight:600;line-height:1.4;display:inline-block}html:has([data-template=legal-pds]){scroll-behavior:smooth}[data-template=legal-pds] .legal-reviewed-wrap,[data-template=legal-thin] .legal-reviewed-wrap,[data-template=legal-thin] .legal-reviewed-wrap{padding-bottom:var(--s4)}
